Published On: Sun, Jul 30th, 2017

There Is a No-Fee Business Credit Card for Travel


PHOTO: American Express provides a no-fee business credit card. (photo via Flickr/Images Money)

One of the biggest gripes people have about business rewards cards is that many, if not most, come with large annual fees. Business cards that come to mind include the Business Platinum Card from American Express ($450), the Business Gold Rewards Credit Card from American Express ($175) and even the Ink Business Preferred Credit Card with its $95 annual fee.

While large fees are often justified with valuable rewards programs and over-the-top perks, not every business owner wants to fork over hundreds of dollars for access to a business credit card–perks or not. 

With that in mind, it’s smart to seek out business cards that offer rewards without all the fees. Believe it or not, there are quite a few available.

Consider the SimplyCash Plus Business Credit Card from American Express

One of the best no-fee business credit cards you can use to cover travel expenses is the SimplyCash Plus Business Credit Card from American Express. 

This card lets you earn a $200 cash bonus after you use your card for $5,000 in qualifying purchases within the first six months of card ownership. Plus, you can earn an additional $200 cash back after you spend a total of $10,000 on your card within the first year.

Ongoing rewards are equally lucrative. Currently, you can earn:

— 5 percent cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores
— 3 percent on the category of your choice from a list of eight categories
— 1 percent cash back on other purchases

Keep in mind that the 5 percent and 3 percent categories apply to the first $50,000 in purchases per calendar year. After that, you will only earn 1 percent back. Your choice for your 3 percent category is limited to the following options:

— Airfare purchased from airlines
— Hotel rooms purchased from hotels
— Car rentals purchased directly through select car rental companies
— U.S. gas stations
— U.S. restaurants
— Advertising purchases with select media
— U.S. shipping purchases
— U.S. computer hardware, software, and cloud computing purchases made with select providers.

READ MORE: How to Lure Your Spouse into the Rewards Game

Cash back you receive is automatically credited to your monthly statement, which means you can easily use it to cover travel expenses or anything else that you want. But, that’s not the only reason this card is a smart option if you love to travel. Cardmembers can also score valuable travel protections and perks just for being a cardholder. Travel-related benefits include:

— Car rental loss and damage insurance
— Baggage insurance plan
— Global assist hotline
— Roadside assistance hotline
— Travel accident insurance

The Bottom Line

If you’re looking for a no-fee business credit card that can help you make your travel dreams come true, make sure to look into the SimplyCash Plus Business Credit Card from American Express. 

Not only does it offer cash back on every purchase you make for your business, but you can score valuable travel-related perks just for being a cardholder. Best of all, you’ll never pay an annual fee.


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